---
url: /relypay-whmcs.md
description: >-
  Run Razorpay, Cashfree, PhonePe, PayGlocal and Zoho Payments behind one WHMCS
  addon, with per-transaction routing, automatic failover and recurring card
  mandates.
---

# RelyPay for WHMCS

RelyPay unifies five payment providers behind a single checkout layer and routes transactions dynamically. Customers choose their preferred **payment method** (UPI, Cards, Net Banking, etc.), while RelyPay determines the optimal backend **provider** based on your configured routing rules.

![RelyPay dashboard in the WHMCS admin](/relypay-whmcs/img/relypay-index-dashboard.png)
*Addons → RelyPay → Dashboard*

## Who it is for

WHMCS operators who have outgrown a single gateway — cheaper providers below a ticket size, international cards routed elsewhere, or removing a single point of failure at checkout — without customers seeing any difference.

## How it fits together

Three ideas explain most of the product:

| Piece | What it decides |
| --- | --- |
| **Sub-gateways** | What the customer sees — UPI, Cards, Net Banking and so on, each appearing as its own WHMCS gateway |
| **Routing** | Which provider actually takes the payment, resolved per transaction |
| **Providers** | The five integrations RelyPay can route to |

You enable the sub-gateways you want, connect one or more providers, and set routing rules.
From then on RelyPay handles the matching automatically.

## What you can do with it

* **Offer every popular Indian method** — UPI, Cards, Net Banking, Wallets, Pay Later and
  EMI — plus international cards and PayPal, each as its own checkout option. See
  [Sub-gateways](/relypay-whmcs/features/sub-gateways).
* **Route each payment to the best provider** by currency, amount, or a percentage split,
  with an automatic fallback so checkout keeps working if one provider is misconfigured.
  See [Routing](/relypay-whmcs/features/routing).
* **Charge cards on a schedule** using PayGlocal Standing Instructions for recurring
  invoices. See [Recurring payments](/relypay-whmcs/features/recurring-mandates).
* **Show different methods to different customers** — by country, client group or product —
  with [Allocations](/relypay-whmcs/features/allocations).
* **See every attempt** in a searchable [transaction log](/relypay-whmcs/features/transactions),
  including which provider was chosen and how it ended.
* **Update in one click** with an automatic backup taken first. See
  [Updating](/relypay-whmcs/updating).

## The five providers

| Provider | Best known for |
| --- | --- |
| **Razorpay** | Full method coverage — UPI, Cards, Net Banking, Wallets, Pay Later, EMI, PayPal |
| **Cashfree** | Full method coverage, with a redirect or popup checkout |
| **PhonePe** | UPI, Cards, Net Banking and Wallets |
| **PayGlocal** | International cards and recurring card mandates |
| **Zoho Payments** | UPI, Cards and Net Banking, across multiple data centres |

Connect one or connect all of them — see [Configuration](/relypay-whmcs/configuration) for
the credentials each one needs.

## Where to go next

* [Requirements](/relypay-whmcs/requirements) — check your server first
* [Installation](/relypay-whmcs/installation) — activate, license, connect, route
* [Configuration](/relypay-whmcs/configuration) — provider credentials and webhooks
* [Routing](/relypay-whmcs/features/routing) — the four layers, in order
* [Settings reference](/relypay-whmcs/settings) · [Error reference](/relypay-whmcs/errors)

::: tip New to RelyPay?
Follow the pages in order from [Requirements](/relypay-whmcs/requirements) through
[Configuration](/relypay-whmcs/configuration). You will have a working checkout in well
under an hour.
:::